Step 1: Identify and write down your financial goals, whether they are saving to send your kids to college, buying a new car, saving for a down payment on a house, going on vacation, paying off credit card debt, or planning for retirement.
 

Step 2: Break each financial goal down into several short-term (less than 1 year), medium-term (1 to 3 years) and long-term (5 years or more) goals.

Step 3: Educate yourself! Work with your own Personal Income Tax and Financial Planner. Read Money magazine, or a book about investing, or surf the Internet's investing web sites. Allow your tax consultant/financial planner work with your local Investment company. We work very closely with our local Edward Jones Investment Representative, Barb Clare. The stock and mutual funds market is not Voodoo.

With a little effort you can learn enough to make educated decisions that will increase your net worth many times over. Then identify small, measurable steps you can take to achieve these goals, and put this action plan to work.

Step 4: Evaluate your progress. Review your progress with both your Personal Financial Planner and Investment representative monthly, quarterly, or at any other interval you feel comfortable with, but at least semi-annually, to determine if your program is working. If you're not making satisfactory progress on a particular goal, re-evaluate your approach and make changes as necessary.

DO IT NOW!

There are no hard and fast rules for implementing a financial plan. The important thing is to do SOMETHING, and to start NOW.

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Contact Quail Oaks Financial, Debi is waiting just for you!